| If you are in danger of losing your home through | | | | way out of this stuff so I started to do a little research |
| foreclosure chances are you are very scared right | | | | online. The information that I found made little sense to |
| now. The thought of losing your house and the | | | | me and it really didn't tell me what I wanted to know. |
| emotional and financial devastation can be | | | | I wanted to know how I could keep my house and |
| overwhelming. The phone keeps ringing every day and | | | | avoid going through a foreclosure. I had pretty much |
| the letters from your mortgage company keep on | | | | figured that I could turn over my house to the |
| coming and you have no idea how you're going to get | | | | mortgage company or that I could sell it. This wasn't |
| out of this situation. | | | | what I wanted! I wanted to keep my house. I just |
| You search for answers to your questions and try to | | | | needed some time to figure out how I could make |
| come up with a solution for how to prevent the loss of | | | | some more money and get caught back up on my |
| your home from foreclosure. Who do you trust and | | | | mortgage payments. |
| who can really help you? You hear horror stories | | | | Nowhere could I find the kind of information that I was |
| about people getting ripped off by scam artists who | | | | looking for so I sort of had to take matters into my |
| have fleeced them for hundreds if not thousands of | | | | own hands and figure out what I could do to avoid the |
| dollar. People who were hoping to keep their house | | | | foreclosure. I talked with people who worked for |
| and avoid foreclosure. | | | | different mortgage companies and also people who |
| I know that when I began to fall behind on my | | | | worked for foreclosure attorneys. Armed with this |
| mortgage I didn't know where to turn. I didn't want to | | | | information I was able to keep the mortgage company |
| call the mortgage company. They were the people | | | | at bay and buy myself enough time to come up with a |
| that were going to take my house! I didn't trust anyone. | | | | plan. |
| I didn't trust the credit counselors or the third party | | | | I'm not going to lie to you and say that it was easy to |
| negotiators who said they were there to help me to | | | | avoid the foreclosure and to work with the mortgage |
| keep the mortgage company from taking my house. I | | | | company but I will say that I was able to avoid losing |
| didn't trust anyone. | | | | my home through foreclosure. I was able to work with |
| At first I just tried to deny that it was happening and | | | | the mortgage company all on my own to keep my |
| told myself that things would get better and that I could | | | | house from going into foreclosure. |
| get back on track. I told myself that I could figure a | | | | |